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1. Islamic Banking Provisions: Required for Sharia-compliant current accounts, detailing compliance with Islamic banking principles

2. Joint Account Provisions: Include when the account is opened in multiple names, detailing operation rules and survivor rights

3. Corporate Account Provisions: Special terms for corporate customers including authorized signatories and mandate rules

4. Electronic Banking Services: Terms for digital banking services if provided with the account

5. Debit Card Services: Terms relating to debit card issuance and usage if offered

6. Overdraft Facility: Terms for overdraft services if available with the account

7. Foreign Currency Services: Include for accounts offering foreign currency transactions

8. Minor Account Provisions: Special terms for accounts opened for minors

1. Schedule 1: Fee Schedule: Detailed list of all applicable fees, charges, and commission rates

2. Schedule 2: Interest Rates: Current interest rates for various balance tiers (if applicable)

3. Schedule 3: Required Documents: List of required KYC documents for different customer categories

4. Schedule 4: Banking Hours and Cut-off Times: Operating hours and transaction cut-off times

5. Appendix A: Account Opening Form: Standard account opening form with customer details

6. Appendix B: Specimen Signature Card: For recording authorized signatures

7. Appendix C: Schedule of Services: Detailed description of available banking services and features

8. Appendix D: Electronic Banking Terms: Specific terms for electronic banking services if provided