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Easement Indemnity Policy

Easement Indemnity Policy Template for United Arab Emirates

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Key Requirements PROMPT example:

Easement Indemnity Policy

"I need an Easement Indemnity Policy for a commercial property in Dubai Healthcare City, covering rights of way for emergency vehicles and utility access, with specific provisions for potential future hospital development planned for March 2025."

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Document background
The Easement Indemnity Policy is a specialized insurance document designed for use in the United Arab Emirates when property owners, developers, or other stakeholders require protection against risks associated with easement rights. This document becomes necessary when there are concerns about the validity, scope, or exercise of easement rights, or when lenders and investors require additional security regarding easement arrangements. The policy, governed by UAE law and compliant with local insurance regulations, typically includes detailed coverage terms, risk assessments, property descriptions, and specific procedures for claims. It is particularly relevant in complex property developments, infrastructure projects, or situations where multiple parties have overlapping property rights. The document must comply with both UAE Civil Code provisions regarding easements and UAE Insurance Authority requirements for policy documentation.
Suggested Sections

1. Parties: Identification of the Insurer and the Insured party

2. Background: Context of the easement situation and reason for the policy

3. Definitions: Key terms used throughout the policy, including specific definitions of easement rights, property, and coverage terms

4. Scope of Coverage: Detailed description of what risks and losses are covered under the policy

5. Policy Period: Duration of the policy coverage and renewal terms

6. Premium and Payment Terms: Details of premium amount, payment schedule, and payment methods

7. Exclusions: Specific circumstances and situations not covered by the policy

8. Claims Procedure: Process for making claims, required documentation, and timeframes

9. Insurer's Rights and Obligations: Legal rights and responsibilities of the insurance company

10. Insured's Warranties and Obligations: Responsibilities and declarations of the insured party

11. Termination: Conditions under which the policy can be terminated by either party

12. Governing Law and Jurisdiction: Specification of UAE law application and jurisdiction

13. Notices: Methods and addresses for official communications between parties

Optional Sections

1. Multiple Beneficiaries Clause: Required when the policy needs to cover multiple beneficiaries or properties

2. Mortgage Lender Provisions: Include when the property is mortgaged and the lender requires specific protections

3. Environmental Impact Provisions: Include when the easement involves environmental considerations or protected areas

4. Development Rights: Required when the easement affects future development possibilities

5. Language Provision: Required when both Arabic and English versions are provided, specifying which version prevails

6. Dispute Resolution: Optional detailed arbitration or mediation procedures if preferred over court proceedings

Suggested Schedules

1. Schedule A - Property Description: Detailed legal description of the property and easement area

2. Schedule B - Coverage Limitations: Specific details of coverage limits, sub-limits, and deductibles

3. Schedule C - Premium Schedule: Breakdown of premium calculations and payment schedule

4. Schedule D - Known Risks: List of pre-existing conditions or known risks affecting the easement

5. Appendix 1 - Property Plans: Maps and surveys showing the easement area and affected property

6. Appendix 2 - Risk Assessment Report: Technical evaluation of easement-related risks

7. Appendix 3 - Claims Forms: Standard forms and procedures for making claims

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈË°æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions














































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Relevant Industries

Real Estate

Construction

Infrastructure Development

Energy & Utilities

Telecommunications

Banking & Finance

Insurance

Property Development

Municipal Services

Agriculture

Relevant Teams

Legal

Real Estate

Risk Management

Property Development

Insurance

Compliance

Facilities Management

Project Management

Construction

Property Operations

Relevant Roles

Real Estate Manager

Property Developer

Insurance Underwriter

Legal Counsel

Risk Manager

Property Manager

Development Director

Facilities Manager

Insurance Claims Manager

Real Estate Investment Manager

Construction Project Manager

Compliance Officer

Land Registration Officer

Property Rights Specialist

Industries






Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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