1. Parties: Identification of the Mortgagor (property owner), Mortgagee (lending institution), and any guarantors
2. Background: Context of the mortgage agreement, including reference to the underlying facility or loan agreement
3. Definitions: Definitions of key terms used throughout the agreement, including Property, Secured Obligations, and Security Period
4. Grant of Mortgage: Core section establishing the mortgage over the property, including the specific rights being granted to the mortgagee
5. Property Details: Detailed description of the mortgaged property, including title details and registration information
6. Secured Obligations: Definition and scope of the obligations secured by the mortgage, including principal, interest, and other secured amounts
7. Representations and Warranties: Mortgagor's confirmations regarding property ownership, authority to mortgage, and absence of encumbrances
8. Covenants: Ongoing obligations of the Mortgagor regarding property maintenance, insurance, and payment of taxes/fees
9. Insurance: Requirements for property insurance, beneficiary arrangements, and claims procedures
10. Events of Default: Circumstances constituting default and triggering enforcement rights
11. Enforcement: Mortgagee's rights and procedures upon default, including power of sale
12. Registration: Requirements and procedures for registering the mortgage with relevant authorities
13. Costs and Expenses: Allocation of costs related to mortgage creation, registration, and enforcement
14. Notices: Process and requirements for formal communications between parties
15. Governing Law and Jurisdiction: Confirmation of UAE law application and jurisdiction of UAE courts
