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1. Additional Insured: Used when coverage extends to parties beyond the primary insured

2. Cross-Liability Clause: Include when multiple insureds need to be covered for claims against each other

3. Defense and Settlement: Optional detailed section on how legal defense and settlements will be handled

4. Terrorism Coverage: Additional section when terrorism coverage is specifically included or excluded

5. Environmental Liability: Used when environmental risks need specific coverage provisions

6. Professional Services Extension: Include when coverage extends to professional services liability

7. Cyber Liability: Optional coverage for digital and cyber-related risks

8. International Coverage Extension: Used when coverage extends beyond Canadian territories

1. Schedule A - Coverage Limits: Detailed breakdown of coverage limits and sub-limits

2. Schedule B - Premium Schedule: Detailed premium calculations and payment schedules

3. Schedule C - Covered Locations: List of specific locations covered under the policy

4. Schedule D - Named Insureds: Complete list of all named insureds under the policy

5. Appendix 1 - Claims Reporting Forms: Standard forms for reporting claims

6. Appendix 2 - Risk Assessment: Detailed risk assessment and mitigation measures

7. Appendix 3 - Endorsements: Specific endorsements modifying the standard coverage