Document background
An Insurance Demand Letter is a crucial document used when seeking payment or action from an insurance company in Switzerland after a claim has been filed and regular channels have not resulted in satisfactory resolution. This document is governed by Swiss insurance law, particularly the Insurance Contract Act (VVG/LCA) and related regulations. It typically follows initial claim submissions or unsuccessful informal communications and serves as a formal step before potential legal proceedings. The letter must include specific elements required under Swiss law, such as policy details, claim information, demanded amount, and payment terms. It's particularly important to draft this document precisely as it may serve as evidence in future legal proceedings and must comply with Swiss regulatory requirements for insurance communications.
