Consumer Credit Act 1974: Primary legislation governing credit agreements and hire purchase arrangements. Includes requirements for information disclosure, documentation, and consumer protection measures in credit transactions.
Supply of Goods and Services Act 1982: Establishes legal requirements for quality of goods, fitness for purpose, and merchantable quality standards in commercial transactions.
Unfair Contract Terms Act 1977: Regulates the use and limitations of exclusion clauses, sets reasonableness requirements for contract terms, and provides protection against unfair terms in contracts.
Consumer Rights Act 2015: Modern legislation focusing on consumer protection, including rights and remedies for faulty goods, quality standards, and fitness for purpose requirements in consumer transactions.
Sale of Goods Act 1979: Governs the transfer of property and ownership in sales contracts, including provisions for title transfer and implied terms about quality.
Financial Services and Markets Act 2000: Regulatory framework for financial services and activities, including requirements for credit provision and financial product oversight.
Consumer Protection from Unfair Trading Regulations 2008: Provides protection against misleading business practices and establishes fair trading requirements in commercial transactions.
Data Protection Act 2018 / GDPR: Legislation governing the handling and protection of personal data in commercial relationships and transactions.
Common Law Contract Principles: Fundamental legal principles established through case law covering contract formation, performance, and enforcement.
VAT Regulations: Tax considerations and requirements for equipment lease-to-own agreements, including VAT treatment and reporting obligations.
