Law of Property Act 1925: Key legislation governing security interests and property rights in England and Wales, including requirements for creating legal charges and security interests in property
Financial Collateral Arrangements (No.2) Regulations 2003: Specific regulations governing financial collateral arrangements, including requirements for perfection and enforcement of security interests in financial collateral
Companies Act 2006: Primary legislation governing company law, including requirements for registration of company charges and corporate capacity/authority requirements
Statute of Frauds 1677: Historic legislation requiring guarantees to be made in writing and signed to be legally enforceable
Consumer Credit Act 1974: Legislation protecting consumer rights in credit arrangements, applicable when guarantors are individuals rather than companies
Unfair Contract Terms Act 1977: Legislation regulating unfair terms in contracts, including limitations on exclusion clauses and unfair terms in guarantee agreements
Financial Services and Markets Act 2000: Regulatory framework for financial services in the UK, including provisions affecting security arrangements and financial collateral
Enterprise Act 2002: Legislation containing important provisions regarding the enforcement of security and insolvency proceedings
Common Law Contract Formation: Legal principles established through case law regarding the formation and validity of contracts, including offer, acceptance, and consideration
Equitable Principles: Principles developed in equity relating to security interests, including the creation and enforcement of equitable charges
FCA Regulations: Financial Conduct Authority regulations governing financial services and products, including requirements for regulated security arrangements
Anti-Money Laundering Regulations: Regulatory requirements for conducting due diligence and preventing money laundering in financial arrangements
