Consumer Credit Act 1974: Key legislation for consumer credit agreements and hire purchase. Covers documentation requirements, disclosure obligations, cooling-off periods, and consumer protections. Essential if the installment sale involves consumers.
Sale of Goods Act 1979: Fundamental legislation governing sales contracts, covering quality standards, fitness for purpose, description, title, delivery terms, transfer of property, and remedies for breach.
Consumer Rights Act 2015: Modern consumer protection legislation covering fairness of contract terms, quality rights, digital content provisions, and service standards. Particularly relevant for consumer transactions.
Unfair Contract Terms Act 1977: Regulates the limitation and exclusion of liability in contracts. Implements reasonableness test for terms and applies to both B2B and B2C contracts.
Unfair Terms in Consumer Contracts Regulations 1999: Focuses on ensuring fair and transparent terms in consumer contracts, including requirements for core terms and identifying potentially unfair terms (grey list).
Financial Services and Markets Act 2000: Relevant when credit is involved in the installment sale. Covers financial promotion rules and regulatory requirements for credit arrangements.
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices, including misleading actions or omissions and aggressive practices in consumer transactions.
Limitation Act 1980: Sets time limits for bringing claims and enforcement periods related to contractual disputes and obligations.
