Law of Property Act 1925: Primary legislation governing property rights and interests, requirements for property transfers, and key mortgage-related provisions in England and Wales
Land Registration Act 2002: Legislation dealing with property registration requirements, ownership records, and the transfer of legal title in England and Wales
Financial Services and Markets Act 2000: Regulatory framework for financial services and mortgage lending, establishing requirements for regulated mortgage activities
Consumer Credit Act 1974: Legislation protecting consumer rights in credit agreements, applicable when original mortgage involves consumer credit elements
FCA Mortgage Conduct of Business Rules (MCOB): Secondary legislation regulating mortgage business conduct and setting requirements for mortgage transfers
Mortgages and Home Finance: Conduct of Business Sourcebook: Detailed regulatory sourcebook providing specific rules and guidance for mortgage administration
Stamp Duty Land Tax Regulations: Tax regulations governing property transfers and SDLT requirements specific to mortgage buyouts
Money Laundering Regulations 2017: Regulations establishing requirements for identity verification and financial transaction reporting in property transactions
UK Finance Mortgage Lenders' Handbook: Industry standard guidance document providing best practice guidelines for mortgage lending and transfers
Law Society Conveyancing Protocol: Professional practice guidelines established by the Law Society for property transactions and conveyancing processes
