Consumer Credit Act 1974: Regulates credit agreements, consumer protection, and licensing requirements for credit providers when the buyer is an individual rather than a business
Financial Services and Markets Act 2000: Regulates financial services and markets, particularly relevant if the seller financing arrangement could be considered a regulated credit activity
Law of Property Act 1925: Covers fundamental property law, including requirements for land contracts, legal mortgages and charges
Land Registration Act 2002: Governs requirements for registering property interests and determines priority of interests
Unfair Contract Terms Act 1977: Regulates unfair terms in contracts and limits the extent to which liability can be excluded in contracts
Misrepresentation Act 1967: Provides remedies for misrepresentation in contract formation
Consumer Rights Act 2015: Protects consumer rights in transactions between businesses and consumers
Sale of Goods Act 1979: Regulates contracts for the sale of goods, applicable if the purchase involves goods rather than real estate
Money Laundering Regulations 2017: Sets out due diligence requirements and record keeping obligations for financial transactions
Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices and sets standards for business-to-consumer transactions
Financial Services (Distance Marketing) Regulations 2004: Regulates the distance marketing of consumer financial services, applicable if the agreement is concluded at distance
Mortgages and Home Finance: Conduct of Business Sourcebook (MCOB): Provides regulatory framework for mortgage lending and home finance activities, relevant if the arrangement could be considered a regulated mortgage contract
