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The Credit Report Authorization Form is a crucial document in Hong Kong's financial and business landscape, required whenever an organization needs to access an individual's credit information. This form is mandated by Hong Kong's data privacy laws and banking regulations, particularly the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data. It is commonly used during loan applications, credit card applications, rental agreements, and employment screenings. The form must clearly specify the scope of authorization, the parties involved, and the intended use of the credit information. It serves as a protection mechanism for both the individual providing consent and the organizations requesting credit information, ensuring compliance with Hong Kong's strict data privacy requirements.

1. Individual's Information: Full legal name, HKID/passport number, current address, and contact details of the person authorizing the credit check

2. Authorization Statement: Clear statement of authorization for obtaining credit report, specifically mentioning authorized credit reference agencies

3. Purpose Declaration: Specific purpose(s) for which the credit report is being requested (e.g., loan application, credit card application)

4. Scope of Authorization: Details of what information can be accessed and for how long the authorization remains valid

5. Data Privacy Notice: Statement regarding how the information will be used and protected, in compliance with the Personal Data (Privacy) Ordinance

6. Authorized Recipients: Names of institutions/parties authorized to receive and review the credit report

7. Declaration of Truth: Statement confirming that all provided information is true and accurate

8. Signature Block: Space for date, signature, and name of the authorizing individual