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Deed Of Release And Reconveyance

Deed Of Release And Reconveyance Template for Ireland

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Key Requirements PROMPT example:

Deed Of Release And Reconveyance

"I need a Deed of Release and Reconveyance for a residential property in Dublin where the mortgage has been fully repaid, with the release to take effect from March 1, 2025, and the document needs to include special provisions for electronic registration with the Land Registry."

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Document background
The Deed of Release and Reconveyance is a crucial document in Irish property transactions, typically used when a borrower has fully repaid their mortgage or satisfied their secured obligations. It serves as the formal legal mechanism to remove the lender's charge from the property and transfer the legal title back to the borrower. This document is essential in both residential and commercial contexts, requiring careful preparation to ensure compliance with Irish property law, particularly the Land and Conveyancing Law Reform Act 2009. The deed must include specific details about the original charge, the property, and the parties involved, and must be properly executed to enable registration at the Land Registry or Registry of Deeds. It provides crucial evidence of the discharge of the security and the restoration of unencumbered ownership to the property owner.
Suggested Sections

1. Parties: Identifies all parties to the deed including the Lender/Mortgagee, Borrower/Mortgagor, and any other relevant parties

2. Background: Recitals explaining the original charge/mortgage, its registration details, and the circumstances leading to the release

3. Definitions: Defines key terms used throughout the deed including Property, Charge, Securities, etc.

4. Release and Discharge: The operative words of release and discharge of the mortgage/charge

5. Reconveyance: Formal reconveyance of the legal title back to the borrower

6. Confirmation and Undertaking: Lender's confirmation of full repayment and undertaking to execute any necessary documents

7. Return of Title Documents: Provisions regarding the return of original title documents

8. Further Assurance: Covenant to execute any further documents necessary to perfect the release

9. Governing Law: Specifies Irish law as the governing law of the deed

10. Execution: Formal execution block complying with Irish deed requirements

Optional Sections

1. Third Party Rights: Required when there are guarantors or other third parties with rights that need to be addressed

2. Partial Release: Needed when only part of the secured property is being released

3. Surviving Provisions: Used when certain obligations or rights need to survive the release

4. Tax Provisions: Required when specific tax implications need to be addressed

5. Costs: Include when there's a need to specify who bears the costs of the release process

6. Notices: Required when ongoing obligations necessitate formal communication procedures

Suggested Schedules

1. Property Description: Detailed description of the property/properties being released, including folio numbers and boundaries

2. Original Security Documents: List and details of all security documents being released

3. Land Registry Forms: Forms required for registration of the release at the Land Registry

4. Existing Charges: Details of the charge(s) being released, including registration particulars

5. Supporting Documents: List of additional documents evidencing repayment or satisfaction of the secured obligations

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈË°æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions



























Clauses



















Relevant Industries

Banking and Financial Services

Real Estate

Property Development

Mortgage Lending

Commercial Property

Residential Property

Legal Services

Corporate Services

Relevant Teams

Legal

Real Estate

Property Management

Mortgage Operations

Compliance

Risk Management

Corporate Secretariat

Title Administration

Document Management

Land Registry Liaison

Relevant Roles

Property Lawyer

Real Estate Attorney

Mortgage Advisor

Banking Executive

Property Manager

Conveyancing Solicitor

Legal Counsel

Company Secretary

Compliance Officer

Property Rights Administrator

Title Officer

Mortgage Operations Manager

Real Estate Transaction Manager

Industries







Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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