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1. Prepayment Terms: Include when early repayment options are to be specifically allowed or restricted

2. Insurance Requirements: Include when specific insurance requirements are to be imposed on the borrower

3. Co-signer Section: Include when a co-signer or guarantor is part of the agreement

4. Assignment Rights: Include when either party needs specific rights to assign the note

5. Late Payment Penalties: Include when specific late payment fees or penalties will be imposed

6. Vehicle Usage Restrictions: Include when there are specific restrictions on vehicle use or movement

7. Cross-Collateralization: Include when the vehicle secures other loans between the parties

1. Schedule A - Payment Schedule: Detailed amortization schedule showing all payment dates, amounts, and interest calculations

2. Schedule B - Vehicle Documentation: Copies of vehicle registration, insurance certificates, and other relevant vehicle documents

3. Appendix 1 - Vehicle Condition Report: Detailed description of vehicle condition at time of loan

4. Appendix 2 - Insurance Requirements: Detailed specifications of required insurance coverage