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1. Insurance Requirements: Required when specific insurance coverage is mandatory for the credit facility

2. Additional Borrower/Guarantor: Used when there are multiple borrowers or guarantors involved

3. Special Conditions: For any unique terms specific to the particular credit arrangement

4. Electronic Communications: When parties agree to use electronic means for notifications and communications

5. Cross-Default Provisions: When the agreement needs to be linked to other credit facilities or agreements

6. Assignment and Transfer: When transfer rights need to be specifically addressed

7. Force Majeure: When protection against unforeseen circumstances is required

1. Schedule 1 - Payment Schedule: Detailed breakdown of payment dates, amounts, and calculation methods

2. Schedule 2 - Fee Schedule: Comprehensive list of all fees and charges applicable to the credit facility

3. Schedule 3 - Security Details: Detailed description of any security or collateral provided

4. Schedule 4 - Special Terms and Conditions: Any specific terms or conditions unique to this credit arrangement

5. Appendix A - Required Documents: List of documents required for the credit facility

6. Appendix B - Disclosure Statement: Mandatory disclosures required under Malaysian law

7. Appendix C - Interest Calculation Examples: Examples showing how interest and charges are calculated