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1. Multiple Account Provisions: Additional terms for cases where direct deposits may be split between multiple accounts

2. International Transfers: Special provisions for direct deposits involving international transfers or foreign currency

3. Third Party Authorization: Terms governing authorization of third parties to manage direct deposit arrangements

4. Special Payment Instructions: Any special instructions for handling specific types of deposits or payment scenarios

5. Data Protection: Additional privacy and data protection terms beyond standard security measures

6. Force Majeure: Provisions for handling situations outside the parties' control that affect direct deposits

1. Schedule A - Account Information: Detailed account information including account numbers, routing numbers, and account type

2. Schedule B - Fee Schedule: Comprehensive list of all applicable fees and charges

3. Schedule C - Security Protocols: Detailed security procedures and requirements for both parties

4. Schedule D - Technical Requirements: Technical specifications for implementing the direct deposit arrangement

5. Appendix 1 - Required Forms: Standard forms required by Nigerian banking regulations for direct deposit setup

6. Appendix 2 - Contact Information: List of key contacts and escalation procedures for both parties