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Insurance Addendum

Insurance Addendum Template for Netherlands

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Key Requirements PROMPT example:

Insurance Addendum

"I need an Insurance Addendum under Dutch law to modify our existing commercial property insurance policy, increasing coverage limits by 20% and adjusting the premium accordingly, with the changes to take effect from March 1, 2025."

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Document background
The Insurance Addendum is a critical document used when modifications to an existing insurance policy are required under Dutch law. It serves as a formal amendment instrument that documents changes to insurance terms, conditions, coverage limits, or premium structures while ensuring compliance with Dutch insurance regulations and the Dutch Civil Code (Burgerlijk Wetboek). This document type is particularly important when circumstances change after the original policy is issued, such as risk profile modifications, coverage adjustments, or regulatory requirement updates. The addendum must be carefully drafted to maintain consistency with the original policy while clearly articulating the specific modifications being made, making it an essential tool for risk management and insurance compliance in the Netherlands.
Suggested Sections

1. Parties: Identification of the insurer and the policyholder, including full legal names and addresses

2. Background: Reference to the original insurance agreement, including date and policy number, and brief context for the addendum

3. Definitions: Definitions of key terms used in the addendum, including any new terms not defined in the original agreement

4. Effective Date: Specific date when the modifications take effect

5. Amendments: Detailed description of specific modifications to the original insurance agreement

6. Confirmation of Unchanged Terms: Statement confirming all other terms and conditions of the original agreement remain in force

7. Signatures: Execution block for all parties to sign, including date fields

Optional Sections

1. Premium Adjustment: Details of any changes to premium amounts or payment terms - include when modifications affect pricing

2. Coverage Modifications: Specific changes to insurance coverage scope - include when modifying coverage terms

3. Claims Procedure Updates: Changes to claims handling process - include when modifying claims procedures

4. Compliance Statements: Statements confirming compliance with specific regulations - include when required by regulatory changes

5. Broker Details: Information about insurance broker - include when broker is involved in the modification

6. Termination Rights: Modified termination conditions - include when changing cancellation terms

Suggested Schedules

1. Schedule A - Modified Coverage Details: Detailed breakdown of changes to coverage scope, limits, and exclusions

2. Schedule B - Revised Premium Schedule: Updated premium calculation and payment schedule

3. Schedule C - Modified Policy Terms: Comprehensive list of specific terms being modified

4. Appendix 1 - Updated Risk Assessment: New or modified risk assessment details affecting the policy

5. Appendix 2 - Regulatory Compliance Documentation: Documentation demonstrating compliance with relevant regulations

6. Appendix 3 - Claims History Update: Updated claims history affecting the modification, if relevant

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈË°æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions



































Clauses






























Relevant Industries

Financial Services

Insurance

Banking

Manufacturing

Healthcare

Real Estate

Construction

Retail

Technology

Transportation

Energy

Agriculture

Professional Services

Relevant Teams

Legal

Risk Management

Compliance

Finance

Insurance Operations

Claims Processing

Underwriting

Corporate Governance

Policy Administration

Contract Management

Relevant Roles

Risk Manager

Insurance Manager

Compliance Officer

Legal Counsel

Chief Financial Officer

Insurance Underwriter

Claims Manager

Policy Administrator

Insurance Broker

Corporate Secretary

Risk Assessment Officer

Insurance Operations Manager

Contract Manager

Financial Controller

Industries







Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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