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1. Training Commitment: Used when the agreement relates to training costs, specifying the employee's commitment to complete the training

2. Equipment Terms: Include when the repayment relates to equipment provided by the employer

3. Educational Support: Used when the agreement covers educational expenses or qualifications

4. Hardship Provisions: Optional section detailing provisions for financial hardship and potential modifications to repayment terms

5. Insurance Requirements: Include when equipment or other valuable items are involved that require insurance coverage

6. Confidentiality: Used when the agreement involves sensitive information or proprietary training

7. Tax Implications: Include when there are specific tax considerations related to the repayment arrangement

1. Schedule 1 - Cost Breakdown: Detailed breakdown of costs subject to repayment

2. Schedule 2 - Payment Plan: Specific payment amounts, dates, and methods of payment

3. Schedule 3 - Training Details: Description of training program, costs, and completion requirements (if applicable)

4. Appendix A - Wage Deduction Form: Standard form for authorizing wage deductions in compliance with NZ law

5. Appendix B - Equipment List: Detailed list and value of equipment provided (if applicable)

6. Appendix C - Course/Qualification Details: Details of education or qualification program (if applicable)