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1. Refinancing Provisions: Used when one party intends to refinance the mortgage in their sole name

2. Sale Provisions: Included when the property is to be sold as part of the separation

3. Guarantor Release: Required when there are guarantors to be released from the original mortgage

4. Property Maintenance: Included when specific arrangements for ongoing property maintenance need to be detailed

5. Rental Income: Used when the property is or will be rented and income needs to be divided

6. Multiple Properties: Required when the separation involves multiple mortgaged properties

7. Tax Implications: Added when there are significant tax considerations that need to be addressed

8. Insurance Requirements: Used when specific insurance arrangements need to be detailed

1. Schedule 1 - Property Details: Detailed legal description of the property, including title information and any easements or encumbrances

2. Schedule 2 - Mortgage Information: Complete mortgage details including payment history, current balance, and terms

3. Schedule 3 - Financial Schedule: Detailed breakdown of all financial obligations, payment schedules, and division of expenses

4. Schedule 4 - Property Valuation: Current property valuation report and methodology

5. Appendix A - Required Notifications: List of required notifications to banks, authorities, and other relevant parties

6. Appendix B - Timeline of Actions: Scheduled timeline for implementing the separation arrangements

7. Appendix C - Supporting Documents: Copies of relevant documents including original mortgage agreement, property title, and relationship separation documents