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This Terms of Use Contract is essential for any business operating digital services or platforms in New Zealand. It serves as the primary legal agreement between service providers and their users, establishing clear guidelines for service usage while ensuring compliance with New Zealand's legal framework. The document should be implemented when launching any online service, website, or digital platform, and must be regularly updated to reflect changes in services or legal requirements. It covers crucial aspects including user obligations, privacy protection, intellectual property rights, and liability limitations, all within the context of New Zealand law and regulatory requirements. The document must comply with multiple pieces of legislation including the Contract and Commercial Law Act 2017, Privacy Act 2020, and Fair Trading Act 1986, while remaining clear and accessible to users.

1. Parties: Identifies the service provider and defines the user/customer

2. Background: Explains the purpose of the terms and the context of the service offering

3. Definitions: Defines key terms used throughout the document

4. Acceptance of Terms: Explains how users accept the terms and when they become binding

5. Service Description: Describes the services provided and their basic features

6. User Obligations: Sets out user responsibilities and acceptable use requirements

7. Account Registration and Security: Details account creation process and security responsibilities

8. Privacy and Data Protection: Outlines how user data is collected, used, and protected in compliance with the Privacy Act 2020

9. Intellectual Property Rights: Establishes ownership and usage rights of content and intellectual property

10. Prohibited Activities: Lists activities that are not permitted when using the service

11. Termination: Describes how and when the service can be terminated by either party

12. Disclaimer and Limitations of Liability: Sets out liability limitations and warranties in compliance with NZ law

13. Governing Law: Specifies New Zealand law as governing law and jurisdiction

14. Changes to Terms: Explains how and when terms may be modified