tiktok³ÉÈË°æ

All Countries
Real Estate
Mortgage Release Letter

Mortgage Release Letter Template for Singapore

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Mortgage Release Letter

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Mortgage Release Letter

"Need a Mortgage Release Letter for a fully paid DBS Bank mortgage on my Singapore HDB property at Block 123 Tampines Street, with final payment made on January 15, 2025, to be submitted to the Singapore Land Authority."

Celebrated by
Collaborations with
Investors
Document background
A Mortgage Release Letter is essential when a borrower has fully repaid their mortgage in Singapore and requires formal confirmation that the property is no longer encumbered. This document is typically issued after the final payment has been received and verified by the mortgagee. It must comply with Singapore's property laws and banking regulations, and includes specific details about the property, the original mortgage, and confirmation of full settlement. The letter serves as a crucial document for updating property records with the Singapore Land Authority and is often required for subsequent property transactions.
Suggested Sections

1. Property Details: Full legal description of the property including address, lot number, and title details

2. Mortgage Reference: Details of the original mortgage including registration number, date, and mortgagee information

3. Confirmation of Payment: Statement confirming receipt of all outstanding amounts under the mortgage

4. Release Declaration: Formal declaration releasing the property from the mortgage and all claims

5. Authorization Statement: Authority for the borrower or their solicitor to register the discharge with relevant authorities

Optional Sections

1. Title Deed Return: Section confirming return of physical title deeds when applicable

2. HDB Specific Declarations: Additional declarations required for HDB properties

3. Multiple Mortgagee Clause: Additional section when there are multiple lenders involved in the discharge

Suggested Schedules

1. Schedule 1 - Property Title Extract: Copy of latest title search showing current mortgage details

2. Schedule 2 - Payment Evidence: Evidence of final settlement payment if required

3. Schedule 3 - Original Mortgage: Copy of the original mortgage agreement being discharged

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈË°æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions




















Clauses















Industries

Conveyancing and Law of Property Act (Cap. 61): Primary legislation governing property transactions and mortgages in Singapore, including procedures for mortgage discharge

Land Titles Act (Cap. 157): Regulates the registration and management of land titles in Singapore, crucial for proper mortgage release documentation

Registration of Deeds Act (Cap. 269): Governs the registration of deeds and instruments affecting land, including mortgage discharge documents

Housing and Development Act: Specific regulations for HDB properties, including special requirements for mortgage releases on public housing

Banking Act (Cap. 19): Regulates banking institutions and their procedures in relation to mortgage releases

Monetary Authority of Singapore Act: Provides regulatory framework for financial institutions handling mortgages and their release

Moneylenders Act: Relevant if the mortgage was provided by a licensed moneylender rather than a bank

Stamp Duties Act (Cap. 312): Governs stamp duty requirements and implications for mortgage release documentation

Rules of Court: Procedural rules governing the discharge of mortgage procedures in legal proceedings

Property Tax Act: Relevant for tax implications and clearances required during mortgage release process

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Gifted Deposit Letter

find out more

Down Payment Gift Letter

find out more

Suitability Letter Mortgage

find out more

Mortgage Letter From Bank

find out more

Mortgage And Promissory Note

find out more

Letter Of Intimation Of Mortgage

find out more

Letter For Down Payment

find out more

Home Loan Sanction Letter

find out more

Housing Loan Form

find out more

Gift Letter Form For Mortgage

find out more

Digital Mortgage Deed

find out more

Deposit Gift Letter

find out more

Borrower Authorization Form Mortgage

find out more

Board Resolution For Mortgage Of Property

find out more

Accountants Letter For Mortgage Lender

find out more

Mortgage Facility Letter

find out more

Lender Approval Letter

find out more

Letter Of Employment For Mortgage

find out more

Home Loan Letter

find out more

Home Financing Documents Release Form

find out more

Hardship Affidavit For Mortgage

find out more

Housing Loan Letter

find out more

Request Letter To Bank For Release Mortgage Property

find out more

Mortgage Loan Letter

find out more

Reinstatement Letter Mortgage

find out more

Authorization Letter For Mortgage

find out more

Discharge Of Mortgage Form

find out more

Hardship Mortgage Letter

find out more

Mortgage Loan Denial Letter

find out more

Derogatory Credit Explanation Letter

find out more

Paid In Full Letter From Lender

find out more

Letter Of Intent For Mortgage

find out more

Release Of Mortgage Document

find out more

Payoff Letter From Lender

find out more

Pre Approval Letter For Mortgage Loan

find out more

Home Loan Application Letter

find out more

Gift Letter For Mortgage

find out more

Offer Letter Mortgage

find out more

Mortgage Release Letter

find out more

Mortgage Commitment Letter

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.

Read our Privacy Policy.