Gramm-Leach-Bliley Act (GLBA): Federal law establishing standards for financial institutions' protection of customers' personal information and privacy requirements
Fair Credit Reporting Act (FCRA): Federal law regulating the collection, dissemination, and use of consumer credit information, including financial records
Right to Financial Privacy Act of 1978: Federal law governing how federal government agencies can access and obtain financial records from financial institutions
Bank Secrecy Act (BSA): Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering and other financial crimes
Federal Reserve Board Regulations: Regulatory framework establishing standards and requirements for banking operations and financial disclosure
OCC Guidelines: Office of the Comptroller of the Currency guidelines governing national banks and federal savings associations operations
State Privacy Laws: Various state-specific regulations governing the protection and handling of personal and financial information
Federal Privacy Act of 1974: Law governing the collection, maintenance, use, and dissemination of personal information maintained by federal agencies
E-SIGN Act: Electronic Signatures in Global and National Commerce Act establishing legal validity of electronic signatures and records
Uniform Electronic Transactions Act (UETA): State-level law providing legal framework for electronic signatures and records in business transactions
CFPB Regulations: Consumer Financial Protection Bureau regulations protecting consumers in financial transactions and services
State Consumer Protection Laws: State-specific laws designed to protect consumers' rights in financial transactions and services
