tiktok³ÉÈË°æ

1. Security: Include when the credit facility is secured by collateral or guarantees

2. Insurance Requirements: Include when specific insurance coverage is required from the customer

3. Electronic Services: Include when online/mobile banking access is provided for account management

4. Reward Program: Include if the account includes any rewards or loyalty program features

5. Joint Account Provisions: Include when the account can be operated by multiple account holders

6. Special Drawing Conditions: Include when there are specific conditions for certain types of drawings

7. Foreign Currency Transactions: Include if the account allows for transactions in multiple currencies

8. Business Use Provisions: Include when the account is for business rather than consumer use

1. Schedule 1 - Fee Schedule: Detailed breakdown of all applicable fees, charges, and interest rates

2. Schedule 2 - Credit Limit and Sub-limits: Specification of overall credit limit and any sub-limits for different types of drawings

3. Schedule 3 - Drawing and Payment Procedures: Detailed operational procedures for accessing credit and making payments

4. Schedule 4 - Required Forms: Standard forms for drawdown requests, change requests, or other standard operations

5. Appendix A - TILA Disclosures: Required federal truth-in-lending disclosures and calculations

6. Appendix B - State-Specific Disclosures: Any additional disclosures required by applicable state laws

7. Appendix C - Electronic Communications Consent: Detailed terms for electronic statement delivery and communications