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Simple Residential Purchase Agreement Template for United States

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Key Requirements PROMPT example:

Simple Residential Purchase Agreement

"I need a Simple Residential Purchase Agreement for a single-family home in California, with a purchase price of $750,000 and a closing date of March 15, 2025, including contingencies for home inspection and mortgage financing."

Document background
The Simple Residential Purchase Agreement serves as the primary contract document for residential property transactions in the United States. This document is typically used for straightforward home sales between private parties, providing a clear framework for the transfer of residential property ownership. It includes essential elements such as property description, purchase price, closing terms, and any contingencies, while complying with both federal and state-specific real estate laws. The agreement is designed to be comprehensive yet accessible, suitable for typical residential transactions without complex commercial elements.
Suggested Sections

1. Parties: Identification of buyer and seller with full legal names and addresses

2. Background: Brief context of the transaction

3. Definitions: Key terms used throughout the agreement

4. Property Description: Detailed legal description of the property being sold

5. Purchase Price: Amount and payment terms

6. Closing Date: Specified date for completion of the transaction

7. Title Transfer: Terms of transferring property title

Optional Sections

1. Financing Contingency: Terms related to buyer's ability to secure financing - include when buyer requires mortgage financing

2. Inspection Contingency: Terms related to property inspection rights - include when buyer wants right to inspect property

3. Sale Contingency: Conditions related to sale of buyer's current property - include when buyer needs to sell existing property

Suggested Schedules

1. Property Disclosure Statement: Seller's disclosure of property condition and known defects

2. Property Inspection Report: Results of property inspection if completed

3. Title Report: Current status of property title

4. Fixture and Fittings List: Detailed list of items included/excluded from sale

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈ˰æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

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Industries

Fair Housing Act: Federal law (Civil Rights Act of 1968) prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability

Truth in Lending Act (TILA): Federal legislation governing disclosure requirements for consumer credit and financing terms in real estate transactions

Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes and requiring specific disclosures during the real estate transaction process

State Property Laws: State-specific legislation governing property rights, transfers, and real estate transactions within the particular state's jurisdiction

State Contract Laws: State-specific requirements for valid contracts, including Statute of Frauds requiring real estate contracts to be in writing, contract formation elements, and consideration requirements

State Disclosure Requirements: State-mandated disclosures regarding property condition, known defects, environmental hazards, and local zoning restrictions

Local Zoning Laws: Municipal or county regulations governing property use, development, and restrictions within specific geographic areas

Municipal Codes: Local government regulations affecting property maintenance, safety requirements, and building standards

HOA Regulations: Homeowners Association rules and restrictions that may affect property use, modifications, and transfer requirements (if applicable)

Statute of Limitations: Legal time limits for bringing claims or actions related to the real estate transaction or contract disputes

Recording Requirements: State and local requirements for officially recording property transfers and related documents

Title Transfer Requirements: Legal requirements for transferring property title, including deed preparation and recording procedures

Property Tax Regulations: Local and state laws governing property tax assessments, payments, and prorations during property transfers

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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