Uniform Commercial Code (UCC) Article 8: Federal regulations governing securities transactions and holdings, particularly relevant if the escrow involves securities or investment properties
Securities Act of 1933: Federal law that regulates the offer and sale of securities, applicable if the escrow agreement involves securities transactions
Bank Secrecy Act: Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering
USA PATRIOT Act: Federal legislation that includes customer identification requirements and anti-money laundering provisions for financial transactions
State Escrow Regulations: State-specific laws governing escrow services, requirements, and operations which vary by jurisdiction
State Licensing Requirements: State-specific requirements for escrow agents and companies to obtain and maintain proper licensing
State Contract Laws: State-specific laws governing contract formation, enforcement, and remedies
State Trust and Fiduciary Laws: State-specific regulations governing fiduciary duties and trust relationships in escrow arrangements
Federal Reserve Regulations: Banking regulations that may apply when escrow accounts are held at regulated financial institutions
FDIC Regulations: Federal regulations concerning deposit insurance and banking practices for insured deposits in escrow accounts
State Banking Regulations: State-specific rules governing banking operations and account management for escrow purposes
State Securities Regulations: State-specific rules governing securities transactions and related escrow arrangements
Contract Law Principles: Fundamental legal principles governing contract formation including consideration, offer, and acceptance
Agency Law: Legal principles governing the relationship between principals and agents, including duties and obligations of escrow agents
Property Law: Legal framework governing property rights and transfers, particularly relevant if the escrow involves real estate
Uniform Electronic Transactions Act: Law governing the legal validity of electronic signatures and records in commercial transactions, including digital escrow arrangements
