tiktok³ÉÈ˰æ

Property Collateral Agreement Template for United Arab Emirates

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Property Collateral Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Property Collateral Agreement

"I need a Property Collateral Agreement for a Dubai commercial property worth AED 15 million being used as security for a corporate loan, with the agreement to be Sharia-compliant and including provisions for third-party property management."

Document background
The Property Collateral Agreement is a crucial security document used in the United Arab Emirates when real property is offered as collateral for financial obligations. It is commonly utilized in commercial lending, project finance, and corporate borrowing arrangements where real estate assets serve as security. The agreement must comply with the UAE Civil Code, Federal laws governing security interests, and specific property regulations of individual emirates. This document becomes particularly important in the UAE's dynamic real estate market, where property frequently serves as security for various commercial transactions. The agreement includes detailed provisions for property description, valuation, maintenance obligations, registration requirements, and enforcement mechanisms, all structured to ensure compliance with UAE legal requirements and, where necessary, Sharia principles.
Suggested Sections

1. Parties: Identification of the Security Provider/Collateral Provider and the Secured Party/Beneficiary

2. Background: Context of the security arrangement, reference to main facility agreement, and purpose of the security

3. Definitions and Interpretation: Key terms used in the agreement, including property definition, secured obligations, and enforcement events

4. Grant of Security Interest: Core provision creating the security interest over the property

5. Secured Obligations: Description of the obligations being secured by the property collateral

6. Representations and Warranties: Security Provider's confirmations regarding ownership, authority, and property status

7. Covenants: Ongoing obligations regarding property maintenance, insurance, and use

8. Property Maintenance and Management: Obligations regarding upkeep and management of the secured property

9. Insurance Requirements: Mandatory insurance coverage and related obligations

10. Events of Default: Circumstances triggering enforcement rights

11. Enforcement Rights: Rights and remedies upon default, compliant with UAE law

12. Power of Attorney: Irrevocable power of attorney for enforcement purposes

13. Notices: Communication procedures between parties

14. Governing Law and Jurisdiction: Confirmation of UAE law governance and jurisdiction

Optional Sections

1. Sharia Compliance: Additional provisions ensuring compliance with Sharia principles, required if the agreement needs to be Sharia-compliant

2. Multiple Properties: Additional provisions for handling multiple properties as collateral

3. Third Party Rights: Provisions addressing existing tenants or other third-party interests in the property

4. Property Management Company: Provisions regarding appointment and duties of property manager, if applicable

5. Currency Provisions: Required if secured obligations are in different currency from property valuation

6. Co-Security Holders: Required if multiple parties share the security interest

7. Registration Requirements: Specific provisions for different emirates' registration requirements

Suggested Schedules

1. Property Description Schedule: Detailed legal description of the secured property, including title details and registration information

2. Form of Notice of Security: Template for notifying relevant authorities of the security interest

3. Insurance Requirements: Detailed insurance specifications and requirements

4. Form of Power of Attorney: Template for the irrevocable power of attorney

5. Secured Obligations Details: Detailed description of the secured facilities or obligations

6. Property Valuation Report: Recent valuation report of the property

7. Existing Encumbrances: List of any existing charges or encumbrances on the property

8. Registration Requirements: Specific requirements for different emirates where property is located

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈ˰æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions









































Clauses































Relevant Industries

Banking & Finance

Real Estate

Construction

Hospitality

Retail

Manufacturing

Healthcare

Education

Logistics

Commercial Property Development

Industrial Development

Relevant Teams

Legal

Finance

Real Estate

Compliance

Risk Management

Property Management

Corporate Banking

Credit

Treasury

Facilities Management

Company Secretariat

Relevant Roles

Legal Counsel

Finance Director

Real Estate Manager

Compliance Officer

Risk Manager

Property Manager

Corporate Banker

Credit Risk Officer

Real Estate Investment Manager

Facility Manager

Chief Financial Officer

Commercial Director

Legal Director

Company Secretary

Treasury Manager

Industries








Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Simple Security Deposit Agreement

UAE-governed agreement establishing terms for handling security deposits between landlord and tenant, including payment, deductions, and return conditions.

find out more

Security Cheque Agreement

A UAE-governed agreement establishing terms and conditions for security cheques provided as collateral for financial obligations.

find out more

Agreement For Security Cheque

UAE-governed agreement establishing terms for providing and managing security cheques as collateral for business obligations.

find out more

Security Agreement For Promissory Note

UAE-governed security agreement establishing legal rights over a promissory note as collateral, compliant with UAE Federal Commercial Law.

find out more

Pledge Agreement

UAE law-governed security document creating a pledge over assets, structured under UAE Federal Law No. 4 of 2020 and related legislation.

find out more

Data Privacy Contract

UAE-compliant data privacy agreement governing personal data processing activities and obligations under Federal Decree-Law No. 45 of 2021.

find out more

Collateral Substitution Agreement

UAE law-governed agreement enabling the replacement of existing collateral with new security assets while maintaining security effectiveness and legal compliance.

find out more

Agreement To Exclude Security Of Tenure

A UAE-compliant agreement between landlord and tenant to exclude security of tenure rights, commonly used in commercial property leasing.

find out more

Lending Agreement With Collateral

UAE-governed lending agreement establishing loan terms and security arrangements, with collateral provisions complying with UAE federal and emirate-level regulations.

find out more

Auto Security Agreement

UAE-governed security agreement establishing lender's rights over a vehicle as collateral for financing.

find out more

Loan Against Shares Agreement

UAE-governed agreement establishing terms for loans secured against shares, compliant with UAE federal banking and securities regulations.

find out more

Factoring And Security Agreement

UAE-governed agreement for the sale of receivables to a factor with associated security arrangements, providing businesses with immediate working capital financing.

find out more

Debenture Trustee Agreement

UAE-governed agreement establishing the appointment and duties of a trustee for debenture holders, compliant with UAE Federal Law and SCA regulations.

find out more

Commercial Pledge Agreement

A UAE law-governed security agreement creating a pledge over movable assets in compliance with UAE Federal Law No. 4 of 2020.

find out more

Compulsory Convertible Debentures Agreement

UAE law-governed agreement for issuing compulsory convertible debentures, establishing terms for mandatory conversion of debt to equity shares.

find out more

Account Control Agreement Collateral

UAE law-governed agreement establishing control over bank accounts as collateral security between account holder, secured party, and bank.

find out more

Personal Loan Contract With Collateral

UAE-governed agreement establishing terms for a personal loan secured by collateral, compliant with UAE Federal Laws and Central Bank regulations.

find out more

Shareholder Agreement Transfer Of Shares

UAE-governed agreement facilitating the formal transfer of shares between shareholders, ensuring compliance with local company law and regulations.

find out more

Deposit Pledge Agreement

UAE law-governed agreement creating security over bank deposits, typically used to secure financial obligations.

find out more

Security Control Agreement

UAE-governed agreement establishing security control arrangements between parties, defining control mechanisms and compliance requirements under UAE federal laws.

find out more

Key Holding Agreement

UAE-governed agreement for professional key holding services, including security protocols, access management, and emergency response procedures.

find out more

Reinsurance Security Agreement

A UAE-governed agreement establishing security arrangements between reinsurers and cedants, including security provision, maintenance, and enforcement mechanisms in compliance with UAE regulations.

find out more

Title Transfer Collateral Agreement

UAE-governed agreement for temporary transfer of collateral ownership between parties as security for financial obligations, compliant with UAE banking and civil law requirements.

find out more

Third Party Pledge Agreement

UAE law-governed agreement creating a third-party pledge over assets as security for another party's obligations.

find out more

Stock Pledge Agreement

UAE law-governed agreement creating a security interest over company shares as collateral for financial obligations.

find out more

Security Account Control Agreement

A UAE-law governed agreement establishing control over bank accounts as collateral security between an account holder, secured party, and account bank.

find out more

Collateral Security Agreement

UAE law-governed agreement creating security interests over assets to secure specified obligations, complying with local security and enforcement regulations.

find out more

Receivables Pledge Agreement

UAE law-governed security agreement creating a pledge over receivables under Federal Law No. 4 of 2020.

find out more

Collateral Sharing Agreement

A UAE law-governed agreement establishing the framework for multiple creditors to share and manage security interests over collateral assets.

find out more

Promissory Note And Security Agreement

A UAE-governed document combining a promise to pay with collateral security arrangements, compliant with UAE Commercial Transactions Law and Pledge Law requirements.

find out more

Convertible Note Agreement

UAE-governed agreement for convertible debt investment that can transform into equity shares, detailing loan terms and conversion mechanisms while ensuring UAE regulatory compliance.

find out more

Third Party Security Agreement

UAE law-governed security agreement where a third party provides security for another party's obligations to a secured creditor.

find out more

Property Collateral Agreement

UAE-governed agreement creating security interest over real property as collateral for financial obligations, compliant with UAE Civil Code and emirate-specific property laws.

find out more

Agreement For Security Deposit

UAE-governed agreement establishing terms for holding, managing, and returning a security deposit, compliant with UAE Federal Laws and emirate-level regulations.

find out more

Master Repurchase Agreement

A UAE law-governed framework agreement for repurchase transactions between financial institutions, incorporating local regulatory requirements and market practices.

find out more

Personal Guarantee Promissory Note

A UAE-governed financial instrument combining a promissory note with a personal guarantee, creating direct payment obligations for the guarantor under UAE Commercial and Civil Laws.

find out more

Asset Pledge Agreement

A UAE law-governed agreement creating a security interest over assets through a pledge arrangement, establishing rights and obligations between pledgor and pledgee.

find out more

Warrant Purchase Agreement

A UAE-law governed agreement for the purchase of warrants, establishing terms for future share acquisition rights in compliance with UAE securities regulations.

find out more

Intercreditor Agreement

UAE law-governed agreement establishing priorities and relationships between multiple creditors in a financing arrangement.

find out more

Overnight Reverse Repurchase Agreement

UAE-governed agreement for overnight reverse repurchase transactions, compliant with UAE Federal Law and Central Bank regulations.

find out more

Film Investment Contract

UAE-governed agreement establishing terms for film production investment, including rights, obligations, and revenue sharing mechanisms.

find out more

Collateral Trust Agreement

A UAE law-governed agreement establishing a trust arrangement for holding and managing collateral security on behalf of secured creditors, compliant with UAE Federal laws and banking regulations.

find out more

Convertible Debt Agreement

A UAE law-governed agreement establishing terms for debt financing that can be converted to equity shares, detailing loan terms, conversion rights, and regulatory compliance requirements.

find out more

Security Sharing Agreement

UAE-governed agreement establishing protocols for sharing security-related information between parties while ensuring compliance with local data protection and cybersecurity laws.

find out more

Reverse Repurchase Agreement

UAE-governed agreement for reverse repurchase transactions between financial institutions, outlining securities transfer and repurchase terms under UAE federal and central bank regulations.

find out more

Contract Of Sale Of Shares

UAE-governed agreement for the sale and transfer of shares between parties, compliant with UAE Commercial Companies Law and related regulations.

find out more

Negative Pledge Agreement

A UAE law-governed agreement where a borrower commits not to create security interests over its assets in favor of third parties, protecting the lender's position.

find out more

Security Lending Agreement

UAE-governed agreement for securities lending transactions, establishing terms for temporary securities transfers against collateral under UAE financial regulations.

find out more

Deposit Control Agreement

A UAE-law governed agreement establishing control over deposit accounts between an account holder, bank, and secured party, enabling perfection of security interests in deposit accounts.

find out more

Convertible Bond Agreement

UAE-governed agreement establishing terms for issuing convertible bonds, including conversion rights and compliance with local securities regulations.

find out more

General Security Agreement

UAE law-governed security agreement creating security interests over assets, compliant with UAE Federal Laws and local security registration requirements.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.