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1. Prepayment Rights: Details of any rights to prepay the mortgage and associated penalties, used when prepayment is permitted

2. Rental Provisions: Rules regarding renting out the property, included when rental of the property is contemplated

3. Assignment and Assumption: Terms for transferring the mortgage, included when assignment rights are granted

4. Property Management: Requirements for property maintenance and improvements, used for properties requiring specific management

5. Death or Incapacity: Provisions dealing with death or incapacity of a joint borrower, important for non-spousal co-borrowers

6. Right of First Refusal: Process for one borrower to buy out the other's interest, used in non-spousal joint ownerships

7. Special Payment Arrangements: Any unique payment structures or arrangements, included when standard payment terms don't apply

1. Schedule A - Property Description: Detailed legal description of the mortgaged property

2. Schedule B - Payment Schedule: Detailed amortization schedule showing payment breakdown

3. Schedule C - Insurance Requirements: Specific insurance requirements and minimum coverage amounts

4. Schedule D - Property Tax Details: Property tax assessment and payment arrangements

5. Schedule E - Special Conditions: Any special terms or conditions applicable to the mortgage

6. Appendix 1 - Property Appraisal: Professional appraisal report of the property

7. Appendix 2 - Title Search Results: Results of property title search and encumbrances

8. Appendix 3 - Borrower Information: Detailed information about joint borrowers including credit reports