Law of Property Act 1925: Primary legislation governing property ownership, legal estates and interests in land, and the creation and enforcement of mortgages
Land Registration Act 2002: Regulates the registration of mortgages, establishes priority of interests, and provides for the protection of rights in land transactions
Financial Services and Markets Act 2000: Establishes the regulatory framework for mortgage lending and sets requirements for authorized lenders
Consumer Credit Act 1974: Provides consumer protection provisions and regulates credit agreements in relation to mortgages
MCOB (Mortgages and Home Finance: Conduct of Business Sourcebook): FCA rulebook containing detailed regulations on mortgage conduct, disclosure requirements, and fair treatment of customers
Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Statutory instrument that defines and specifies regulated mortgage activities
Consumer Rights Act 2015: Legislation governing unfair terms provisions and transparency requirements in consumer contracts including mortgages
Human Rights Act 1998: Ensures protection of human rights including right to peaceful enjoyment of property and respect for home
Equality Act 2010: Prohibits discrimination in lending and ensures equal treatment in mortgage provisions regardless of protected characteristics
