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1. Insurance Requirements: Details of required insurance coverage when the property requires specific insurance beyond standard requirements

2. Pre-payment Privileges: Special pre-payment terms and conditions if offering flexible prepayment options

3. Portability Rights: Terms for porting the mortgage to another property if this feature is offered

4. Additional Security Requirements: Requirements for additional security if applicable (e.g., guarantors, additional collateral)

5. Special Property Conditions: Specific conditions related to unique property types (e.g., construction, commercial use)

6. Co-borrower Terms: Special terms applying to co-borrowing arrangements when applicable

7. Default Insurance: Terms related to CMHC or other default insurance if required

1. Schedule A - Cost of Borrowing Disclosure: Detailed breakdown of all costs associated with the mortgage as required by federal regulations

2. Schedule B - Payment Schedule: Detailed amortization schedule showing payments and interest over the term

3. Schedule C - Property Description: Detailed legal description of the property and any included/excluded items

4. Schedule D - Insurance Requirements: Detailed description of required insurance coverage and terms

5. Appendix 1 - Required Documentation: List of documents required to fulfill conditions precedent

6. Appendix 2 - Fee Schedule: Comprehensive list of all fees and charges associated with the mortgage