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1. Additional Borrower Details: Required when there are multiple borrowers or guarantors involved

2. Special Interest Rate Terms: Included when offering special interest rate periods or conditions

3. Building Loan Provisions: Required for properties under construction or requiring major renovations

4. Income and Affordability Statement: Detailed breakdown of income assessment when required by specific bank policies

5. Foreign Exchange Considerations: Required for non-resident borrowers or foreign currency considerations

6. Subsidy Information: Included when government subsidies or employer housing benefits are involved

7. Transfer of Existing Loan: Required when the offer involves taking over an existing mortgage

1. Schedule A - Cost Breakdown: Detailed breakdown of all costs including transfer costs, bond registration, and bank charges

2. Schedule B - Repayment Schedule: Amortization table showing monthly repayments and interest calculations

3. Schedule C - Insurance Requirements: Detailed specifications for required insurance coverage

4. Schedule D - Property Valuation Summary: Summary of the professional valuation of the property

5. Appendix 1 - Terms and Conditions: Complete terms and conditions of the mortgage loan

6. Appendix 2 - Required Documentation: Checklist of all documents required to proceed with the mortgage

7. Appendix 3 - FICA Requirements: List of required documents for FICA compliance