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The Loan Broker Agreement is essential for financial intermediaries operating in Germany who facilitate loan arrangements between lenders and borrowers. This document is required when a broker provides services such as loan sourcing, comparison, and arrangement services to clients seeking financing. The agreement must comply with strict German regulatory requirements, including the German Banking Act (KWG), Trade Regulation Act (GewO), and relevant EU regulations. It outlines the broker's responsibilities, compensation structure, and service scope while incorporating mandatory consumer protection provisions and transparency requirements. The document is particularly important given Germany's heavily regulated financial services sector and the need for clear documentation of the broker-client relationship.

1. Parties: Identification of the loan broker and the client, including full legal names, addresses, and registration details

2. Background: Context of the agreement, including the broker's licensing status and the client's intention to seek loan arrangements

3. Definitions: Key terms used throughout the agreement, including specific financial and regulatory terminology

4. Scope of Services: Detailed description of the broker's services, including loan search, comparison, and advisory services

5. Broker's Obligations: Key responsibilities including due diligence, information disclosure, and compliance with regulatory requirements

6. Client's Obligations: Client's responsibilities including providing accurate information and necessary documentation

7. Fees and Commission Structure: Detailed breakdown of all fees, commissions, and payment terms in compliance with PAngV requirements

8. Confidentiality and Data Protection: GDPR-compliant provisions for handling personal and financial information

9. Term and Termination: Duration of the agreement and conditions for termination by either party

10. Liability and Indemnification: Scope of broker's liability and limitations in accordance with German law

11. Governing Law and Jurisdiction: Confirmation of German law application and jurisdiction for disputes

12. Signatures: Execution blocks for all parties, including date and place of signing