Consumer Credit Act 1974: Primary legislation regulating consumer credit agreements, including documentation requirements, consumer protections, and licensing requirements for credit providers
Financial Services and Markets Act 2000: Overarching financial services regulation framework establishing requirements for authorized lenders and financial promotion rules
Consumer Rights Act 2015: Legislation covering unfair terms provisions, transparency requirements, and general consumer protections in financial agreements
Financial Services Act 2021: Latest updates to financial services regulation including post-Brexit provisions affecting credit agreements
Consumer Credit (Agreements) Regulations 2010: Secondary legislation detailing prescribed form and content requirements for credit agreements
Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Regulatory order defining regulated credit activities and their scope
Consumer Protection from Unfair Trading Regulations 2008: Regulations prohibiting unfair commercial practices in consumer credit arrangements
FCA Consumer Credit Sourcebook (CONC): Regulatory handbook containing detailed rules and guidance for consumer credit activities, including conduct of business rules and treating customers fairly principles
Data Protection Act 2018: Legislation governing personal data handling and privacy requirements in credit agreements, incorporating UK GDPR provisions
Money Laundering Regulations 2017: Regulations establishing customer due diligence requirements and record keeping obligations for credit providers
