Law of Property Act 1925: Primary legislation governing property law in England and Wales. Key sections 88-91 deal with mortgage foreclosure, section 205 contains definitions, and sections 101-107 cover mortgagee's powers and remedies.
Land Registration Act 2002: Covers requirements for registration of title, priority of interests, and the effect of foreclosure on registered titles in England and Wales.
Trustee Act 2000: Sets out the duties and powers of trustees when dealing with property, relevant for mortgage trustees and receivers.
Financial Services and Markets Act 2000: Establishes regulatory requirements for mortgage lenders and financial institutions involved in property transactions.
Land Registration Rules 2003: Secondary legislation detailing procedural requirements for land registration in foreclosure cases.
Civil Procedure Rules (CPR): Procedural rules governing court proceedings in England and Wales, particularly Part 55 regarding possession claims and Practice Direction 55A.
FCA Mortgage Conduct of Business Rules (MCOB): Regulatory guidelines ensuring fair treatment of customers and specific requirements for handling mortgage arrears.
Pre-Action Protocol for Possession Claims: Mandatory procedures and steps required before initiating foreclosure proceedings.
Consumer Credit Act 1974: Consumer protection legislation that may apply to certain mortgage arrangements and foreclosure situations.
Human Rights Act 1998: Incorporates European Convention rights into UK law, particularly Article 8 regarding right to respect for home, which must be considered in foreclosure cases.
