Law of Property Act 1925: Primary legislation governing real property in England and Wales. Key aspects include legal estates and interests in land, deed execution requirements, and registration requirements.
Land Registration Act 2002: Legislation governing the registration of land titles, priority rules, and requirements for registration of charges (mortgages) in England and Wales.
Land Registration Rules 2003: Subsidiary legislation detailing specific requirements for deed forms and registration procedures with the Land Registry.
Law of Property (Miscellaneous Provisions) Act 1989: Legislation specifying formal requirements for deeds and contracts for sale of land, particularly under Sections 1 and 2.
Financial Services and Markets Act 2000: Regulatory framework for financial services including mortgage lending and related activities.
Regulated Activities Order 2001: Secondary legislation specifying which activities require Financial Conduct Authority authorization, including mortgage activities.
Consumer Credit Act 1974: Legislation governing consumer credit and certain types of mortgage arrangements, particularly relevant if the mortgage has a consumer element.
HM Land Registry Practice Guidelines: Official guidance documents including Practice Guide 8 (Execution of deeds) and Practice Guide 29 (Registration of legal charges).
Finance Act 2003: Legislation governing Stamp Duty Land Tax considerations for property transactions and associated mortgage arrangements.
