Financial Services and Markets Act 2000: Core regulatory framework for financial services in the UK, including requirements for authorized persons and consumer protection provisions
Consumer Credit Act 1974: Regulates credit agreements, consumer protection measures, and licensing requirements for credit-related activities
Law of Property Act 1925: Establishes fundamental property law principles, mortgage regulations, and land registration requirements in England and Wales
Land Registration Act 2002: Governs the registration of mortgages and transfer of registered charges in England and Wales
FCA Handbook (MCOB): Contains the Mortgage and Home Finance: Conduct of Business Sourcebook, defining regulatory requirements for mortgage business
UK Securitisation Regulations 2018: Specifies requirements for securitization transactions, risk retention rules, and transparency requirements
GDPR and Data Protection Act 2018: Establishes data protection requirements, privacy considerations, and data transfer provisions
Money Laundering Regulations 2017: Sets out anti-money laundering requirements and due diligence procedures for financial transactions
Consumer Rights Act 2015: Provides consumer protection measures and regulates unfair terms in consumer contracts
Unfair Contract Terms Act 1977: Regulates unfair terms in contracts and limits the extent to which liability can be excluded
Financial Services (Banking Reform) Act 2013: Implements structural and regulatory reforms to the UK banking sector
