Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing regulatory framework and requirements for financial activities
Consumer Credit Act 1974: Regulates credit agreements, particularly relevant if the borrower is a sole trader or small partnership
Companies Act 2006: Main legislation governing company operations in the UK, relevant when dealing with corporate borrowers
Law of Property Act 1925: Governs property law and is crucial when the loan is secured against property
FCA Regulations: Financial Conduct Authority regulations governing conduct and consumer protection in financial services
PRA Requirements: Prudential Regulation Authority requirements focusing on financial stability and prudential regulation
CONC Rules: Consumer Credit sourcebook rules providing detailed regulations for consumer credit activities
Common Law Contract Principles: Fundamental principles of contract law developed through case law in England and Wales
Unfair Contract Terms Act 1977: Regulates unfair terms in contracts and limits how far civil liability for breach of contract can be avoided
Enterprise Act 2002: Legislation affecting business regulation and insolvency procedures
Insolvency Act 1986: Primary legislation governing insolvency and bankruptcy proceedings
Money Laundering Regulations 2017: Regulations requiring businesses to prevent money laundering and terrorist financing
UK GDPR: UK General Data Protection Regulation governing data protection and privacy
Data Protection Act 2018: UK's implementation of data protection laws, working alongside UK GDPR
Late Payment of Commercial Debts (Interest) Act 1998: Legislation governing interest rates on late commercial payments
Consumer Rights Act 2015: Protects consumer rights and applies to certain business relationships, particularly with sole traders
