Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including mortgage lending and related activities
Consumer Credit Act 1974: Regulates credit agreements and provides consumer protection in financial transactions
Housing Act 1988: Key legislation concerning residential property occupation and tenancy matters
Law of Property Act 1925: Fundamental legislation governing property law and mortgages in England and Wales
Mortgage Credit Directive Order 2015: UK implementation of EU rules on mortgage credit, setting standards for mortgage lending
FCA Regulations: Regulatory framework established by the Financial Conduct Authority for mortgage lenders and intermediaries
FCA Mortgage Conduct of Business Rules (MCOB): Specific rules governing how mortgage lenders must conduct their business and treat customers
Consumer Rights Act 2015: Legislation protecting consumer rights in contracts and services, including financial services
Unfair Contract Terms Act 1977: Controls unfair terms in contracts and protects against unreasonable contract conditions
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices and protects consumers from misleading actions or omissions
General Data Protection Regulation (GDPR): EU regulation on data protection and privacy, applicable to personal information in mortgage documentation
Data Protection Act 2018: UK's implementation of GDPR, governing how personal data must be handled and protected
Money Laundering Regulations 2017: Requirements for prevention of money laundering in property transactions and mortgage lending
Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, relevant to property transactions
