Law of Property Act 1925: Primary legislation governing property law in England and Wales, including provisions for mortgages, proper execution of deeds, and rules regarding legal estates in land.
Land Registration Act 2002: Key legislation covering requirements for registration of mortgage discharge, prescribed forms and formats, electronic registration requirements, and priority rules.
Land Registration Rules 2003: Detailed procedural requirements, form specifications, and registration procedures for land registration in England and Wales.
Trustee Act 2000: Legislation governing situations where mortgages are held in trust, defining trustee powers and duties.
Financial Services and Markets Act 2000: Regulatory framework for financial institutions, including requirements for regulated mortgage lenders.
Consumer Credit Act 1974: Legislation protecting consumers in credit agreements, applicable when the mortgage was regulated under consumer credit legislation.
Money Laundering Regulations 2017: Requirements for verification and due diligence procedures in financial transactions, including property dealings.
HM Land Registry Practice Guides: Official guidance documents providing detailed requirements and procedures for land registration and mortgage releases.
FCA Regulations: Financial Conduct Authority regulations governing mortgage lenders and the mortgage release process.
Relevant Case Law: Precedent cases that have shaped the interpretation and application of mortgage release requirements in England and Wales.
