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1. Security Confirmation: Used when additional security is being added or existing security is being modified

2. Additional Borrower: Required when adding a new borrower to the mortgage

3. Release of Borrower: Used when releasing an existing borrower from the mortgage

4. Property Modification: Required when the secured property details are being modified

5. Insurance Requirements: Used when insurance requirements are being modified

6. Payment Holiday Provisions: Include when the variation involves a payment holiday arrangement

7. Interest Rate Change Mechanism: Required for variations involving new interest rate structures

8. Regulatory Compliance Statement: Additional compliance statements required for specific types of variations under Irish regulations

1. Schedule 1 - Original Mortgage Details: Copy or summary of key terms from the original mortgage agreement

2. Schedule 2 - Property Description: Detailed description of the mortgaged property including folio numbers

3. Schedule 3 - New Payment Schedule: Detailed breakdown of new payment terms and schedules

4. Schedule 4 - Fee Schedule: Breakdown of all applicable fees and charges

5. Appendix A - Required Notices: Statutory notices required under Irish consumer protection legislation

6. Appendix B - Consumer Information: Standard information required under the Consumer Credit Act and EU regulations

7. Appendix C - Variation Summary: Plain English summary of the key changes for the borrower