tiktok³ÉÈË°æ

All Countries
Real Estate
Mortgage Lease Agreement

Mortgage Lease Agreement Template for Ireland

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Mortgage Lease Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Mortgage Lease Agreement

"I need a Mortgage Lease Agreement for a commercial property in Dublin, Ireland, with specific provisions for a multi-tenant office building and an option for the borrower to make early repayments without penalties."

Celebrated by
Collaborations with
Investors
Document background
The Mortgage Lease Agreement is a specialized legal instrument used in Irish property financing transactions where a property serves as security for a loan while also establishing specific usage terms. This document is essential when a lender provides financing for property acquisition or refinancing while requiring specific controls over the property's use and maintenance. The agreement must comply with Irish property law, including the Land and Conveyancing Law Reform Act 2009, and incorporate Central Bank of Ireland regulatory requirements. It typically includes detailed provisions on loan terms, property maintenance obligations, insurance requirements, and default remedies, while ensuring consumer protection under Irish and EU law. The document is particularly relevant for commercial property financing, buy-to-let arrangements, and specialized lending scenarios where the lender requires additional control over the secured property.
Suggested Sections

1. Parties: Identification of the Lender, Borrower, and any Guarantors with their full legal names and addresses

2. Background: Context of the agreement, including property purchase intention and mortgage arrangement

3. Definitions: Defined terms used throughout the agreement, including technical and financial terms

4. The Property: Detailed description of the mortgaged property, including its legal description and registration details

5. The Loan: Terms of the mortgage loan, including amount, interest rate, and repayment terms

6. Security: Details of the mortgage security and charge over the property

7. Borrower's Covenants: Obligations of the borrower including payment, property maintenance, and insurance requirements

8. Lender's Rights: Rights of the lender, including right to sell or appoint receivers

9. Insurance: Requirements for property insurance and life insurance

10. Events of Default: Circumstances constituting default and consequences

11. Enforcement: Lender's enforcement rights and remedies upon default

12. Representations and Warranties: Borrower's confirmations regarding their capacity and property status

13. General Provisions: Standard legal provisions including notices, assignments, and governing law

Optional Sections

1. Guarantor Provisions: Required when there is a guarantor for the mortgage loan

2. Buy-to-Let Provisions: Required for properties intended for rental purposes

3. Fixed Rate Terms: Specific terms applicable when the mortgage includes a fixed rate period

4. Tracker Rate Terms: Required for tracker mortgages linked to ECB rates

5. Special Conditions: Any special conditions specific to the particular mortgage arrangement

6. First Time Buyer Provisions: Special terms applicable to first-time buyers

7. Help-to-Buy Scheme Provisions: Required when the borrower is utilizing the Irish Help-to-Buy scheme

Suggested Schedules

1. Schedule 1 - Property Details: Detailed property description, including folio number and map

2. Schedule 2 - Special Conditions: Any special conditions or variations to standard terms

3. Schedule 3 - Mortgage Payment Schedule: Detailed breakdown of mortgage payments and amortization

4. Schedule 4 - Insurance Requirements: Specific insurance requirements and minimum coverage

5. Schedule 5 - Additional Security: Details of any additional security provided

6. Appendix A - Property Valuation Report: Professional valuation report of the property

7. Appendix B - Property Title Documents: Copies of relevant title documents and searches

8. Appendix C - Regulatory Information: Required regulatory information and warnings under Irish law

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈË°æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions























































Clauses








































Relevant Industries

Banking

Financial Services

Real Estate

Property Development

Legal Services

Insurance

Construction

Property Management

Mortgage Broking

Investment

Relevant Teams

Legal

Compliance

Risk Management

Real Estate

Credit

Mortgage Operations

Property Management

Financial Control

Corporate Banking

Retail Banking

Document Management

Investment

Underwriting

Relevant Roles

Mortgage Advisor

Property Lawyer

Real Estate Manager

Banking Executive

Loan Officer

Compliance Officer

Risk Manager

Property Developer

Financial Controller

Legal Counsel

Mortgage Underwriter

Property Portfolio Manager

Banking Relationship Manager

Credit Risk Officer

Real Estate Investment Manager

Industries








Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Simple Mortgage Agreement

An Irish law-governed mortgage agreement creating security over real property, setting out loan terms and security arrangements in compliance with Irish regulations.

find out more

Mortgage Principal Agreement

An Irish law-governed agreement establishing the core terms and conditions between a lender and borrower for a mortgage loan, including security arrangements and repayment obligations.

find out more

Mortgage Variation Agreement

An Irish law-governed agreement that modifies existing mortgage terms between lender and borrower(s), ensuring regulatory compliance while documenting agreed changes.

find out more

Mortgage Sales Contract

An Irish law-governed agreement establishing terms and conditions for property mortgage financing, compliant with Irish banking and consumer protection regulations.

find out more

Home Loan Agreement

An Irish law-governed agreement between a lender and borrower(s) establishing terms and conditions for a residential property loan, compliant with Irish banking and consumer protection regulations.

find out more

Mortgage Deferral Agreement

An Irish law-governed agreement that enables temporary deferral of mortgage payments while maintaining the original mortgage structure and ensuring regulatory compliance.

find out more

Residential Mortgage Contract

An Irish law-governed agreement between a lender and borrower establishing terms and conditions for a residential property mortgage loan.

find out more

Mortgage Buyout Agreement

An Irish law agreement facilitating the transfer of mortgage obligations and property rights between parties, typically used in property ownership restructuring.

find out more

Mortgage Separation Agreement

An Irish law agreement establishing mortgage and property arrangements between separating parties, including payment obligations and ownership terms.

find out more

Third Party Mortgage Agreement

An Irish law agreement where a third party provides their property as security for another party's loan obligations.

find out more

Mortgage Assignment Agreement

An Irish law agreement transferring mortgage rights and obligations from one party to another, compliant with Irish property and consumer protection laws.

find out more

Mortgage Extension Agreement

An Irish law-governed agreement that modifies existing mortgage terms to extend the repayment period while maintaining security and regulatory compliance.

find out more

Mortgage Lease Agreement

An Irish law-governed agreement establishing mortgage terms and security rights over property, combining lending and property lease provisions.

find out more

Mortgage Assumption Agreement

An Irish law-governed agreement enabling the transfer of mortgage obligations from an original borrower to an assuming party, with lender's consent and regulatory compliance.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.

Read our Privacy Policy.