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1. Guarantor Provisions: Required when a third party guarantees the loan repayment

2. Property Under Construction: Additional terms for properties still under construction

3. Balance Transfer Provisions: Required for loans being transferred from another lender

4. Pre-payment Terms: Detailed terms for early loan repayment if different from standard terms

5. Top-up Loan Provisions: Required when additional funding is provided above property value

6. Fixed Rate Convert to Floating: Terms for conversion between interest rate types

7. Electronic Payment Authorization: Required for automatic payment setup

1. Schedule 1 - Property Description: Detailed legal description of the property including boundaries and registration details

2. Schedule 2 - Payment Schedule: Amortization schedule showing EMI breakup and payment dates

3. Schedule 3 - Interest Rate Terms: Detailed interest calculations and adjustment mechanisms

4. Schedule 4 - Fee Schedule: List of all applicable fees and charges

5. Schedule 5 - Insurance Requirements: Detailed insurance requirements and terms

6. Appendix A - Required Documents: List of all documents required from borrower

7. Appendix B - Property Documents: Copies of property ownership and transfer documents

8. Appendix C - KYC Documents: Copies of identity and address proof documents