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1. Guarantor Provisions: Required when there is a guarantor securing the mortgage obligations

2. Insurance Requirements: Detailed section needed when specific insurance arrangements are required beyond standard provisions

3. Assignment and Transfer: Include when the mortgage may be securitized or transferred to other lenders

4. Multiple Properties: Required when the mortgage covers more than one property

5. Environmental Matters: Include for commercial properties or where environmental risks are significant

6. Construction Provisions: Required for properties under construction or renovation

7. Islamic Banking Provisions: Include when the mortgage needs to comply with Islamic banking principles

1. Property Description: Detailed legal description of the mortgaged property including title details and registration particulars

2. Payment Schedule: Detailed breakdown of loan repayment schedule including principal and interest payments

3. Permitted Security Interests: List of any pre-existing or permitted encumbrances on the property

4. Form of Notice: Standard forms for various notices required under the agreement

5. Insurance Requirements: Detailed specifications for required insurance coverage

6. Required Consents: List of necessary governmental and regulatory approvals, including Governor's Consent requirements

7. Property Documents: List of title documents, surveys, and other property-related documentation