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1. Islamic Banking Compliance: Required when the loan needs to comply with Shariah principles, including specific structures like Murabaha or Diminishing Musharakah

2. Multiple Borrowers: Required when there are multiple borrowers, defining joint and several liability

3. Assignment and Transfer: Include when the lender wants the right to assign or transfer the loan

4. Insurance Requirements: Include when specific insurance coverage is required for secured assets

5. Debt Service Reserve Account: Include when a separate reserve account is required for loan servicing

6. Financial Covenants: Include for larger loans requiring specific financial ratios or performance metrics

7. Guarantor Provisions: Required when third-party guarantees are part of the security structure

8. Cross-Default: Include when default on other loans should trigger default under this agreement

1. Repayment Schedule: Detailed amortization table showing payment dates, principal and interest breakdowns

2. Security Details: Comprehensive list and description of all security/collateral assets

3. Condition Precedent Documents: List of all required documents and conditions to be satisfied before disbursement

4. Authorized Signatories: List of persons authorized to act on behalf of each party

5. Form of Drawdown Notice: Template for requesting loan disbursement

6. Financial Covenants Calculations: Formulas and methods for calculating financial ratios and covenants

7. Required Insurance: Details of required insurance coverage for secured assets

8. Fee Schedule: Breakdown of all applicable fees, charges, and their payment schedule