Securities Act of 1933: Federal law requiring registration of securities offerings and mandating disclosure requirements to protect investors.
Securities Exchange Act of 1934: Federal law governing secondary market trading and establishing SEC oversight of securities markets.
Truth in Lending Act (TILA): Federal law promoting informed use of consumer credit by requiring disclosures about loan terms and costs.
UCC Article 9: Uniform Commercial Code provisions governing secured transactions and borrowing arrangements.
State Corporation Laws: State-specific regulations governing corporate formation, operations, and authority to borrow.
State Banking Regulations: State-level rules governing banking operations and lending practices within the state.
State Lending Laws: State-specific regulations governing lending practices, including licensing and operational requirements.
State Usury Laws: State regulations setting maximum interest rates and defining usurious lending practices.
Corporate Bylaws Compliance: Internal corporate governance documents defining borrowing authority and approval requirements.
Federal Reserve Regulations: Federal banking regulations affecting lending practices and financial institution operations.
FDIC Regulations: Federal deposit insurance regulations affecting banking institutions' lending practices.
SEC Regulations: Securities and Exchange Commission rules affecting public company borrowing and disclosure requirements.
Industry-Specific Requirements: Specialized regulations affecting borrowing authority in particular industries or sectors.
Corporate Resolution Requirements: Documentation requirements for formal corporate approval of borrowing authority.
Sarbanes-Oxley Act: Federal law establishing enhanced corporate governance standards and internal controls for public companies.
