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10 Day Notice To Pay Template for England and Wales

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Key Requirements PROMPT example:

10 Day Notice To Pay

"I need a 10 Day Notice to Pay for an outstanding invoice of £15,000 from a construction company that hasn't paid for materials supplied in January 2025, and I want to include statutory interest calculations."

Document background
The 10 Day Notice to Pay is a crucial document in the debt recovery process under English and Welsh law. It serves as a final attempt to recover payment before pursuing legal action, demonstrating to courts that the creditor has taken reasonable steps to resolve the matter amicably. The notice should clearly state the amount owed, payment deadline, and potential consequences of non-payment. It's particularly important as courts expect creditors to follow pre-action protocols before initiating legal proceedings, and this notice helps satisfy those requirements.
Suggested Sections

1. Recipient Details: Full name and address of the debtor, including company registration number if applicable

2. Debt Details: Amount owed, invoice numbers, dates, and nature of the debt

3. Payment Deadline: Clear 10-day payment deadline with specific date and consequences of non-payment

4. Payment Instructions: Bank details or acceptable payment methods with clear instructions

5. Legal Warning: Statement of intention to commence legal proceedings if payment not received within deadline

Optional Sections

1. Interest Calculation: Details of statutory interest being claimed under Late Payment of Commercial Debts (Interest) Act 1998

2. Previous Communications: Reference to prior payment requests and communications history

3. Payment Plan Option: Option to discuss payment arrangements if full payment cannot be made

Suggested Schedules

1. Schedule 1 - Outstanding Invoices: Copies of all unpaid invoices referenced in the notice

2. Schedule 2 - Statement of Account: Detailed breakdown of amounts owed including any interest calculations

3. Schedule 3 - Payment History: Record of any partial payments made and remaining balance

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈ˰æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions


















Clauses















Industries

Late Payment of Commercial Debts (Interest) Act 1998: Primary legislation establishing statutory rights to claim interest and compensation for late payment, setting statutory interest rates and defining payment terms

Late Payment of Commercial Debts Regulations 2013: Updates to the 1998 Act covering maximum payment terms and verification procedures for commercial debt payments

The Debt Respite Scheme Regulations 2020: Regulations governing breathing space moratoriums and mental health crisis moratoriums for debtors in England and Wales, requiring checks before debt collection

Limitation Act 1980: Sets time limits for debt claims - 6 years for simple contracts and 12 years for contracts under seal

Companies Act 2006: Specifies requirements for serving notices on companies and proper addressing of formal communications

Civil Procedure Rules: Establishes pre-action protocols and requirements that must be met before commencing legal proceedings for debt recovery

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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