Consumer Credit Act 1974: Primary legislation governing consumer credit agreements and credit information in England and Wales
Data Protection Act 2018: UK's implementation of data protection standards, crucial for handling personal credit information
UK GDPR: Post-Brexit adaptation of EU GDPR, providing fundamental rights regarding personal data processing including credit information
Financial Services and Markets Act 2000: Framework legislation for financial services regulation in the UK
Credit Reference Agency Regulations: Specific regulations governing how credit reference agencies must operate and handle information
FCA Guidelines: Financial Conduct Authority's regulatory requirements and guidance for credit reporting
ICO Guidelines: Information Commissioner's Office guidance on handling credit-related personal data
Consumer Credit (Credit Reference Agency) Regulations 2000: Specific regulations detailing credit reference agencies' obligations and consumer rights
UK GDPR Article 16: Right to rectification of inaccurate personal data, including credit information
UK GDPR Article 17: Right to erasure ('right to be forgotten') of personal data, including credit information
Statutory Limitation Periods: Time limits for how long different types of credit information can be retained on credit reports
FOS Guidelines: Financial Ombudsman Service guidelines for handling credit information disputes
ADR Requirements: Alternative Dispute Resolution procedures for credit reporting disputes
