Consumer Credit Act 1974: Primary UK legislation governing consumer credit and debt collection practices, setting out rules for credit agreements and debt collection procedures
Financial Services and Markets Act 2000: Establishes the regulatory framework for financial services in the UK, including debt collection activities
Data Protection Act 2018: UK's implementation of data protection requirements, governing how personal information must be handled in debt collection processes
UK GDPR: Post-Brexit data protection regulation ensuring proper handling of personal data in debt collection activities
Limitation Act 1980: Sets statutory time limits for bringing claims for debt recovery in England and Wales
FCA Handbook - CONC: Consumer Credit Sourcebook containing specific rules and guidance for debt collection practices
FCA Handbook - PRIN: Principles for Businesses setting out fundamental obligations for firms under FCA regulation
Credit Services Association Code of Practice: Industry standards and best practices for debt collection activities
Administration of Justice Act 1970: Contains provisions regarding harassment in debt collection and restrictions on certain debt collection practices
Protection from Harassment Act 1997: Prohibits harassment in any form, including in debt collection activities
Consumer Rights Act 2015: Consolidates consumer protection law and provides rights for consumers in relation to contracts and unfair terms
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices, including misleading actions or aggressive practices in debt collection
