Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing regulatory framework and FCA authority
Banking Act 2009: Key legislation covering bank regulation, payment systems, and bank insolvency provisions
Payment Services Regulations 2017: Regulations governing payment services, including bank transfers, payment institutions, and customer rights regarding payments
Consumer Credit Act 1974: Legislation governing consumer credit and related banking services, protecting consumer rights in credit arrangements
Consumer Rights Act 2015: Comprehensive legislation protecting consumer rights, including unfair terms in financial services contracts
Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices, including misleading banking terms
Unfair Terms in Consumer Contracts Regulations 1999: Specific regulations preventing unfair terms in consumer contracts, including banking agreements
Consumer Contracts Regulations 2013: Regulations governing information requirements, cancellation rights, and additional charges in consumer contracts
UK General Data Protection Regulation: Post-Brexit data protection legislation governing how banks must handle customer personal data
Data Protection Act 2018: UK's implementation of data protection standards, complementing UK GDPR in banking context
Privacy and Electronic Communications Regulations: Regulations governing electronic communications and marketing in banking services
Money Laundering Regulations 2017: Anti-money laundering and counter-terrorist financing requirements for financial institutions
Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, affecting bank account operations
FCA Handbook - BCOBS: Banking Conduct of Business Sourcebook - FCA rules specifically governing retail banking services
FCA Handbook - CONC: Consumer Credit Sourcebook - FCA rules governing consumer credit activities
FCA Handbook - SYSC: Systems and Controls requirements from FCA for financial institutions
Financial Services Compensation Scheme: Deposit protection scheme requirements that must be disclosed in account agreements
Alternative Dispute Resolution Requirements: Mandatory provisions for handling customer complaints and dispute resolution
Equality Act 2010: Legislation ensuring non-discrimination and accessibility in banking services
