Financial Services and Markets Act 2000 (FSMA): Primary legislation that establishes the regulatory framework for financial services in the UK, including the powers of the FCA and PRA
Consumer Rights Act 2015: Legislation governing consumer contracts, unfair terms, and consumer protections in financial services agreements
Data Protection Act 2018 (UK GDPR): Legislation governing how personal data must be handled, stored, and protected in financial services
Payment Services Regulations 2017: Regulations governing payment services, including electronic payments and banking transactions
Consumer Credit Act 1974: Legislation governing consumer credit and related financial services, applicable where credit facilities are involved
FCA Handbook - BCOBS: Banking Conduct of Business Sourcebook - Regulatory requirements for banking conduct and customer treatment
FCA Handbook - PRIN: Principles for Businesses - Core principles that financial institutions must follow in their operations
FCA Handbook - SYSC: Senior Management Arrangements, Systems and Controls - Requirements for organizational control and management
Money Laundering Regulations 2017: Regulations concerning anti-money laundering and counter-terrorist financing requirements for financial institutions
Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, requiring specific procedures in financial services
Equality Act 2010: Legislation ensuring non-discrimination in the provision of financial services
Electronic Communications Act 2000: Legislation governing electronic communications and digital signatures in financial services
Financial Services (Banking Reform) Act 2013: Legislation implementing structural reforms in the banking sector and additional consumer protections
Mental Capacity Act 2005: Legislation protecting the rights of individuals who may lack capacity to make financial decisions
Banking Code of Practice: Industry standards and best practices for banking services and customer treatment
FCA Treating Customers Fairly (TCF): Regulatory principles ensuring fair treatment of customers in financial services
