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The Letter of Employment for Mortgage is a crucial document in the Dutch mortgage application process, designed to provide mortgage lenders with verified employment and income information directly from the employer. This document is typically requested when an employee is applying for a mortgage to purchase property in the Netherlands. It must comply with Dutch employment law requirements while meeting the documentation standards set by financial institutions and the National Mortgage Guarantee (NHG) guidelines. The letter includes comprehensive details about the employee's position, salary, employment terms, and job security, enabling lenders to assess the applicant's ability to meet mortgage obligations. This standardized format ensures consistency in employment verification across different sectors and organizations while maintaining compliance with Dutch financial regulations.

1. Company Information: Official company details including legal name, registration number, address, and authorized signatory

2. Employee Information: Full name, date of birth, and position of the employee

3. Employment Status: Type of contract (permanent/fixed-term), start date, and if applicable, end date

4. Salary Information: Gross annual salary, including holiday allowance and guaranteed bonuses

5. Working Hours: Contracted hours per week and full-time/part-time status

6. Declaration of Continued Employment: Statement confirming ongoing employment and that there are no plans for termination

7. Signature Block: Date, place, company representative's name, title, and signature