Civil Law Act (Cap. 43): Primary legislation governing contractual relationships, interest rates, charges, and contractual remedies in Singapore
Moneylenders Act (Cap. 188): Regulates moneylending activities, sets interest rate caps and licensing requirements for moneylenders in Singapore
Banking Act (Cap. 19): Regulatory framework for licensed banks, containing provisions on banking operations and regulations
Currency Act (Cap. 69): Legislation governing currency and legal tender, relevant for loan denomination and payments
MAS Guidelines: Regulatory guidelines from Monetary Authority of Singapore covering lending practices, anti-money laundering, and know-your-customer requirements
Personal Data Protection Act 2012: Legislation governing the handling of personal data, including consent obligations and data protection provisions
Common Law Contract Principles: Fundamental principles including offer, acceptance, consideration, intention to create legal relations, and capacity to contract
Interest Rate Regulations: Specific requirements and limitations on interest rates for loans in Singapore
Security and Collateral Requirements: Legal framework for securing loans and managing collateral under Singapore law
Default and Enforcement Provisions: Legal requirements and procedures for handling loan defaults and enforcement actions
Registration Requirements: Any applicable registration obligations for loan agreements under Singapore law
Stamp Duty Obligations: Requirements for stamp duty payment and compliance for loan agreements in Singapore
Foreign Exchange Regulations: Rules governing foreign currency transactions and exchange controls in Singapore, if applicable to the loan
